"I don't have any programs like photoshop that I could make the images for the UV's in."
Give GIMP a try, I've been using it for better than a year now, its not PS, but its not that far from it really, and it can get the job done.
http://www.gimp.org/
There are a few other open-source paint/image editing programs out there. I think Project DogWaffle has a lite/free version as well.
Glad to see you are trying UV's tho. :beer: